The warranties are the same number
YETI publishes five years on hard coolers. RTIC publishes five years on Ultra-Tough hard coolers - with three years on Ultra-Light and one year on soft-sided, so check which product you are actually buying.
Whatever the YETI premium buys, it is not a longer guarantee. That is a useful thing to know before comparing anything else.
Construction is the same idea
Both are rotomolded: a single seamless polyethylene shell, pressure-injected polyurethane insulation, thick walls, rubber T-latches, and hardware that bolts on rather than being molded in.
That shared architecture is what makes both of them genuinely repairable. Latches perish, hinge pins shear, handles crack, drain plugs vanish - and all four are catalog parts on both brands. A decade-old cooler with a dead latch is a fifteen-dollar fix on either.
Where YETI is genuinely ahead
Ice retention, modestly. Independent testing elsewhere puts YETI consistently ahead by a margin that is real and small - typically part of a day over a multi-day hold. On a weekend trip you will not notice. On a week in heat you might.
Hardware feel. The latches, hinges and lid gasket are better finished and seat more precisely. Over a decade that probably means fewer replacements, though both are replaceable.
Resale. YETI holds value second-hand to a degree RTIC does not, which narrows the effective price gap for anyone who sells gear on.
Where RTIC wins
The price, by a lot, for a cooler built the same way with the same warranty term and the same replaceable hardware. For most buyers that ends the argument.
The question neither of them answers
Whether you need a rotomolded cooler at all. They are extremely heavy empty, and a 45-quart cooler full of ice is a two-person lift. If your cooler goes from a car to a table twenty feet away six times a year, a 75-dollar wheeled blow-molded cooler is the right product and the wheels will matter more than the insulation.
Buy rotomolded when the cooler is doing multi-day work in heat, or living in a truck bed and being treated badly. That is what the construction is for.
The verdict
RTIC for almost everyone. Same construction, same warranty term, same replaceable parts, substantially less money.
YETI if you want the better hardware and the resale value, or if you genuinely need the extra half-day of ice. Both are legitimate. “It will last longer” is not one of them.